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PCI DSS (支付卡行業數據安全標準)是由支付卡行業安全標準理事會(Payment Card Industry Security Standards Council, PCI SSC)制定的一套安全標準,確保組織在接受、處理、儲存或傳輸持有人支付卡數據時,採取適當的安全措施,以減少支付卡數據被盗竊或濫用的風險,保護持有人支付卡數據的安全。該標準涵蓋了一系列安全要求,包括網絡安全、系統配置、數據保護、存取控制、風險管理和監控等方面。

符合 PCI DSS 的要求是對於處理支付卡數據的組織來說是強制性的。這些組織包括商戶、支付服務提供商、支付網關和其他處理支付卡數據的機構。通過遵守 PCI DSS,這些組織能夠建立和維護一個安全的環境,保護支付卡數據的機密性和完整性,並減少支付卡詐騙和數據洩露的風險。

PCI DSS 是一個全球性的安全標準,被廣泛應用於支付卡行業,並由各大支付卡組織(如Visa、Mastercard、American Express等)所接受和認可。組織需要通過定期的自我評估或獨立的安全審核,來確保他們遵守 PCI DSS 的要求,並保持支付卡數據的安全。

PCI DSS (Payment Card Industry Data Security Standard) is a set of security standards developed by the Payment Card Industry Security Standards Council (PCI SSC). Its purpose is to ensure that organizations that receive, process, store, or transmit cardholder data implement appropriate security measures to reduce the risk of theft or misuse of payment card data and protect the security of cardholder data. The standard encompasses a range of security requirements, including network security, system configuration, data protection, access control, risk management, and monitoring.

Compliance with PCI DSS is mandatory for organizations that handle payment card data. These organizations include merchants, payment service providers, payment gateways, and other entities involved in processing payment card data. By adhering to PCI DSS, these organizations can establish and maintain a secure environment, safeguarding the confidentiality and integrity of payment card data and reducing the risk of payment card fraud and data breaches.

PCI DSS is a globally recognized security standard widely applied in the payment card industry and accepted by major payment card organizations such as Visa, Mastercard, American Express, and others. Organizations are required to demonstrate compliance with PCI DSS through regular self-assessments or independent security audits to ensure the security of payment card data.


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